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Financial Literacy

What is Financial Literacy?

The President's Advisory Council on Financial Literacy defines personal financial literacy as "The ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being." (2008 Annual Report to the President)

Personal financial literacy is more than just being able to balance a checkbook, compare prices or get a job. It also includes skills like long-term vision and planning for the future, and the discipline to use those skills every day.

In the US, we make great efforts to teach children to read and write, but we don't give their financial literacy the same attention. As a result, few young people know how to manage their personal financial lives. 

Tarleton State is committed to helping our students gain a better understanding of personal finance and to providing the tools necessary to manage their money during their time at TSU as well as after graduation. This includes information relative to dealing effectively and proactively with student loan debt. We want our students to learn how to manage their money and not be managed by their money. Some of the common financial concerns for students include:

The Tarleton Plan

The State of Texas is requiring that all state supported universities offer a mandatory financial literacy program to entering freshmen beginning with the fall 2014 semester.  TSU is working with a company 'Decision Partner', to provide new students with a nationally recognized literacy program that addresses multiple topics and issues related to personal finance.New students are required to register for the class through the myGateway portal. To register:

  • Go to the Financial Aid Web site 
  • In the left hand column click on the myGateway tab
  • Type in your Gateway ID and Password in the top, center of the page
  • Open the 'Duck Trax' folder
  • Open the 'Online Services & Financial Aid' folder
  • Click on the 'Financial Literacy 101' document
  • Begin the course

We hope you find Financial Literacy 101 to be both informative and rewarding. In addition, we will be periodically posting on the Financial Literacy page helpful money management tips that apply to all Tarleton State University students.

Should you have questions or if you wish to provide feedback regarding the course or page content please don’t hesitate to contact me.


Crystal R. Martinez-Smith

Financial Awareness Coordinator