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Money Management

What is Money Management?

The President's Advisory Council on Money Management defines personal financial literacy as "The ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being." (2008 Annual Report to the President)

Personal Money Management is more than just being able to balance a checkbook, compare prices or get a job. It also includes skills like long-term vision and planning for the future, and the discipline to use those skills every day.

In the US, we make great efforts to teach children to read and write, but we don't give their money management the same attention. As a result, few young people know how to manage their personal financial lives. 

Tarleton State University is committed to helping our students gain a better understanding of personal finance and to providing the tools necessary to manage their money during their time at Tarleton as well as after graduation. This includes information relative to dealing effectively and proactively with student loan debt. We want our students to learn how to manage their money and not be managed by their money. Some of the common financial concerns for students include:

The Tarleton Plan

The State of Texas is requiring that all state supported universities offer a mandatory financial literacy program to entering freshmen.  Tarleton State University is partnered with SALT, to provide new students with a nationally recognized literacy program that addresses multiple topics and issues related to personal finance. New students are required to register for the class through the myGateway portal. To register:

  • Go to myGateway
  • Type in your Gateway ID and Password in the top, center of the page
  • Open the 'Duck Trax' folder
  • Open the 'Online Services & Financial Aid' folder
  • Click on the 'SALT Money' document
  • Once you are at the site please create an account with SALT. Once you have done that, please log in and take the two modules: Budgeting, and Student Loan Repayment. These modules are for freshman in an FYS course ONLY. All other students can take any modules or browse the site at any time.

We hope you find Money Management 101 to be both informative and rewarding. In addition, we will be periodically posting on the Money Management page helpful money management tips that apply to all Tarleton State University students.

Should you have questions or if you wish to provide feedback regarding the course or page content please don’t hesitate to contact me.


Crystal R. Martinez-Smith

Financial Awareness Coordinator